A claimant who is not legally entitled to a claim under an insurance contract may be offered a payment on?

  • A constructive total loss basis
  • B partial loss basis
  • C advice of loss basis
  • D ex-gratia basis

The correct answer is D. ex-gratia basis

Ex gratia (/ˌɛks ˈɡreɪʃiə/; also spelled ex-gratia) is Latin for "by favour", and is most often used in a legal context. When something has been done ex gratia, it has been done voluntarily, out of kindness or grace.

Previous question Next question