Money market can be defined as a market for short term loan. The market consists of institution

or individuals who either have money to lend or wish to borrow on a short term basis. The central

bank is the sole authority in the banking industry and act as banker to the government and the

commercial banks.

The stock market is an instrument for raising fund for limited liability companies which have

shares of the company to give out in exchange for fund.

Insurance company are financial institution that are concerned with insurance. Insurance company

indemnify the insured against loss which he may suffer in the future upon payment of a premium.